Samsung teams with Stripe to bring USDC to 82M phones

Eligible US Samsung Wallet users can now buy USDC with Samsung Pay, credit and debit cards, or ACH bank payments through Stripe, the payments company said Nov. 5. The service lets Galaxy owners convert dollars into stablecoins within the wallet app.

Samsung announced the feature on Oct. 7 with a rollout planned for late October, and Stripe's disclosure confirms the live purchase methods. Its cited reach of 82 million US Galaxy devices measures compatible hardware.

To add money, users open the Stablecoin Account and tap Top up, according to Samsung's support FAQ. Bank accounts and cards must be in the user's own name, and dollars added through those methods become USDC.

Users can also fund through Coinbase or receive USDC from an external wallet on a supported network. The Coinbase route opens a Coinbase webpage, where its terms and fees apply to transactions using an existing balance or an available saved payment method.

The account can hold, send, and receive USDC, while withdrawals to a bank account or debit card convert it back to dollars.

Users must be at least 18 and live in a US jurisdiction where the service is available. New York residents are excluded, and each person can hold only one account in their own name.

An eligible Samsung Wallet device must run Android 13 or later and have built-in fingerprint authentication enabled. Fingerprints are required both to access the account and approve transactions.

Account opening requires identifying details including a name, address, birth date, and taxpayer identification number. Applicants may also be asked for government ID, a selfie, occupation or source-of-funds information. Stripe says its purchase flow handles identity verification, compliance and fraud prevention.

How dollars reach Samsung Wallet's USDC account

Purchases confirmed Nov. 5, 2026. Stripe processes funding; Bastion manages custody through Coinbase. An exit can move USDC or convert it to dollars.

Buying USDC, transferring it and cashing out are separate routes with different providers and charges.

• Stripe said on November 5, 2026, that its Crypto Onramp now powers USDC purchases in Samsung Wallet's Stablecoin Account for eligible U.S. users using Samsung Pay, credit and debit cards, and ACH. Stripe purchase announcement, Nov. 5, 2026
• Stripe says its Crypto Onramp handles identity verification, compliance and fraud prevention for these purchases. Stripe purchase announcement, Nov. 5, 2026
• Samsung's Stablecoin Account holds USDC, a Circle-issued digital asset designed to track the U.S. dollar; dollars added from a bank account or card are converted to USDC, and bank or debit-card withdrawals convert USDC back to dollars. Samsung Stablecoin Account FAQ, read Nov. 6
• Samsung says users must be at least 18, reside in an available U.S. jurisdiction, and hold only one Stablecoin Account in their own name; New York residents are currently excluded. Samsung Stablecoin Account FAQ, read Nov. 6
• Samsung requires an eligible Wallet-compatible device running Android 13 or later with built-in fingerprint authentication; fingerprint verification is required to access the Stablecoin Account and approve transactions, and a PIN or face unlock alone is insufficient. Samsung Stablecoin Account FAQ, read Nov. 6
• Samsung's Top up flow accepts a bank account or debit or credit card in the user's own name; users may also add funds through Coinbase or receive external USDC on a supported network. Samsung Stablecoin Account FAQ, read Nov. 6
• Samsung says there is no opening fee, while funding, withdrawal and sending fees and processing times vary by method and destination; fees are displayed before confirmation in Wallet or the provider webpage, and banks, card issuers or external wallet providers may charge separately. Samsung Stablecoin Account FAQ, read Nov. 6
• Samsung's October 7 announcement said Samsung does not charge for USDC transfers to external wallets, but recipient providers may charge; eligible overseas bank payouts carry fees that vary by destination and amount and are shown before confirmation. Samsung rollout announcement, Oct. 7, 2026
• Samsung says Bastion provides the custodial wallet, digital-asset transfers and international remittances, with USDC in Coinbase institutional custody under Bastion's arrangement; Stripe, affiliates and partners including Bridge process bank/card purchases, and Coinflow and its providers process bank/debit-card withdrawals. Samsung Stablecoin Account FAQ, read Nov. 6
• The Stablecoin Account is not a bank account, and Samsung says USDC balances and rewards lack FDIC, NCUA and SIPC protections. Samsung Stablecoin Account FAQ, read Nov. 6
• Samsung warns that external transfers require matching USDC network support and that an unsupported asset or wrong network can result in permanent loss. Samsung Stablecoin Account FAQ, read Nov. 6

Fees, methods and network support may vary. Using the wrong asset or network can cause permanent loss. Samsung's external-wallet fee statement dates to Oct. 7, 2026; recipient providers may charge.

Method: Maps provider-reported payment, custody and withdrawal roles. Connectors show transaction sequence, not volume, speed or fees. No calculations or hypothetical amounts.

Transaction costs on Samsung Pay vary

Funding, withdrawal and sending charges and processing times vary by method and destination, with transaction fees displayed before confirmation in Wallet or the provider's webpage. Banks, card issuers and external wallet providers may impose separate charges.

The October announcement said it does not charge for USDC transfers to external wallets, although recipient providers may charge.

Limits can vary by method, destination, and account status and can change over time. A maintenance fee may apply after more than a year of dormancy.

Samsung says Bastion provides the custodial wallet, with USDC held in Coinbase's institutional custody through Bastion's arrangement.

For users moving USDC to another wallet, network compatibility is a final constraint. Samsung warns that sending an unsupported asset or using the wrong network can cause permanent loss of funds.

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